It is somewhat remarkable, reading in an OECD-report a sentence that is so deeply informed by psychology, governance and some of the anthropological teaching:
For example, most of the banking functions can be performed by information and communication technologies (ICT), but many people still prefer to negotiate a loan with a human instead of a computer program.
Thinking then about ministers and what they have in their mind about human behavior is revealing – and I am wondering who is actually programming humans? And who is responsible if they are programmed n the wrong way, giving out loans in highly irresponsible ways?
 OECD (2016) New Market and New Jobs. Ministerial meeting on the digital economy background report. OECD Digital Economy Papers № 255. Ministerial Meeting on the Digital Economy, 21-23 June 2016, Cancún (Mexico).
Source for the picture: https:// www. activistpost.com/wp-content/uploads/2010/12/mind-control2.jpg